CarninghamInsurance BrokersAs an independent broker, Carningham arranges both Short Term (General) and Long Term (Life) Insurance across Botswana's leading insurers so whether you're protecting a vehicle, a home, a business, your family or your future, you get the right cover at the right price under one roof.
Annual cover for the things you own and the liabilities you face motor, home, business, travel and more. Policies run for 12 months and are renewed and re priced each year.
Life assurance protecting your life, your health and your long term savings. These contracts run for many years often a lifetime and many build a savings or investment value over time.
Safeguard your physical assets and shield your business or personal finances from unforeseen legal liabilities. We evaluate policies across leading underwriters to bring you optimal cover, seamless terms, and maximum value.
Comprehensive, third party fire and theft, or third party only own damage, liability, windscreen and theft or hijack. Fleet and commercial cover for businesses of every size. Banks require comprehensive cover on financed vehicles.
Request QuoteBuildings cover against fire, storm and burst geysers. Contents cover for furniture, electronics and valuables against theft, fire and water damage. Add all risk for portable items outside the home.
Request QuotePackaged commercial cover: property, business interruption, theft or burglary, money, glass, fidelity guarantee, machinery breakdown, public and professional liability, and fleet. Built for SMEs to large corporates.
Request QuoteSingle trip and annual multi trip plans covering medical emergencies, trip cancellation, lost baggage and flight delays for local and international travel.
Request QuotePortable possessions cover for laptops, phones, cameras, jewellery and valuables inside or outside the home, anywhere in the world.
Request QuoteContractors all risk, erection all risk, plant and machinery, electronic equipment and deterioration of stock. Essential for construction projects and industrial operations.
Request QuoteProtection for goods in transit by road, rail, sea or air covering loss or damage from loading through to delivery, including import and export and inland transit.
Request QuotePublic liability, employers liability, product liability and professional indemnity protecting you when a third party suffers injury, illness or property damage.
Request QuoteCover for workplace injuries, occupational diseases and fatalities fulfilling your legal obligations to employees and protecting the business from compensation claims.
Request QuoteCover for your life, your health, and your long term savings providing an enduring safety net for those who depend on you while building sustainable wealth for tomorrow
Term and whole of life cover paying a lump sum on death giving your family financial security. Includes options for the main earner and all dependants.
Request QuoteAffordable premiums with fast pay outs covering the main member, spouse, children and extended family. Includes the Hollard Monametsi plan with cover up to P100,000.
Request QuoteLump sum pay out on diagnosis of cancer, heart attack, stroke and other specified serious illnesses financial breathing room during treatment and recovery.
Request QuoteLump sum or monthly benefit if permanent or temporary disability stops you working keeping your household financially stable while you recover.
Request QuoteMonthly benefit replacing a portion of your salary if illness or injury stops you earning so you can focus on recovery without financial pressure.
Request Quote24 hour accidental death, disability and medical expense cover affordable, fast paying and requires no complex medical underwriting.
Request QuoteBuild a retirement fund with tax advantages. Includes the Botswana Life Tapologo Retirement Annuity Plan start early and let compound growth work for you.
Request QuoteSave systematically so your children's tuition, books and living expenses are fully funded when the time comes with a guaranteed pay out on maturity.
Request QuoteA savings policy paying a guaranteed lump sum at maturity or on earlier death combining life cover with disciplined savings over a fixed term.
Request QuoteClears outstanding loans, credit cards and hire purchase agreements on your death or disability protecting your family from inheriting your debts.
Request QuoteEmployer sponsored death, disability and funeral cover for staff a valued benefit that helps attract and retain talent while giving employees peace of mind.
Request QuoteBotswana's medical aid schemes such as Bomaid and the Pula Medical Aid Fund are distinct from insurance, but they matter just as much to your wellbeing. Carningham advises on and administers group medical aid, helping employers set up and manage cover for their teams alongside their insurance programme.
Tell us a little about what you'd like to protect and our advisers will do the rest comparing Botswana's leading insurers to find the right cover at the right price.